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AI Agent Payments and Wallet Development

We build the systems that let AI agents pay, get paid, and settle on chain: programmable wallets, stablecoin rails, and the guardrails that keep an autonomous agent inside the limits you set.

In 2026 letting software spend money on its own stopped being a fringe idea and became a product category. When a major payments company ships a non-custodial vault built so an AI assistant can move funds with passkey approval, the question is no longer whether agents will pay for things. It is how you build one that is safe to trust with real money.

That is what we do. We build agentic payment systems and the programmable wallets underneath them: an intent layer that reads what the agent wants, a deterministic policy engine that decides whether it is allowed, a transaction builder and simulator, and non-custodial signing with human approval for anything above your threshold. The intelligence proposes, the guardrails dispose.

We work milestone based, deliver to staging every week, and hand you the complete source. You own the wallet, the policy engine, and every line of it, with no lock in.

What We Deliver

  • Agentic payment systems (intent, policy, signing, settlement)
  • Programmable, non-custodial AI wallets (MPC, account abstraction)
  • Spending limits, allowlists, and delegated permissions
  • Stablecoin payment automation and settlement (USDC and others)
  • x402 pay-per-call and metered crypto billing for APIs and MCP tools
  • Transaction simulation, passkey approval, and audit logging

Outcomes

  • Agents that transact only within limits you control
  • Non-custodial by default, no single key to steal
  • You own the full source and can run it without us

Tech Stack

SolidityTypeScriptNode.jsNext.jsMPC / Account AbstractionUSDCSolanaBase
How We Build It

We start with your money flows and your risk tolerance, then design the policy layer first, because with an autonomous agent the wallet has to be the safety layer, not the model. Keys are non-custodial by default using MPC or account abstraction, spending is bounded by per transaction and per period limits and destination allowlists, and every transaction is simulated and checked against policy before it is signed. High value actions pause for passkey approval, and everything is logged. Settlement runs on stablecoins like USDC across Solana and EVM chains, with x402 available where agents need to pay per call.

Who It's For
  • Founders building an agentic payments or AI wallet product
  • Teams that want AI agents to pay per call, per task, or on a schedule
  • Fintech and crypto products adding autonomous or delegated payments
  • API and MCP tool builders who want agents to pay for usage
FAQ

AI Agent Payments questions, answered

Let's build your ai agent payments project

Start with a conversation. We'll scope it, plan it, and give you a clear timeline and quote.